New Construction Road Map
Building Your Dream Home: A Roadmap for Building your Dream Home
Congratulations! You’re embarking on an exciting journey – building your dream home! This might feel overwhelming, especially for first-time builders. But fear not! Here’s a roadmap to guide you through the process, keeping you on the well-worn path and away from misinformation. Here is your Home Construction Road Map
Step 1: Solidify Your Foundation:
- Financial Check-up: Get pre-approved for a construction loan. This sets a realistic budget and shows builders you’re a serious buyer. Our lenders at UCB can help you with this first step!
Step 2: Assemble Your Dream Team:
- It takes a village: Don’t just pick names out of a hat! It takes a whole group of people, working together, to build your dream home! Research builders in your area, read online reviews, and ask for referrals. Interview them, inquire about their experience, and check references.
Step 3: Navigating the Build:
- The Building Process: Familiarize yourself with the construction phases (foundation, framing, plumbing, electrical, etc.).
- Communication is Key: Maintain open communication with your builder and lender. Ask questions! We are here to help with your construction loan and want the process to be as pain free and worry free as possible.
Step 5: Reaching the Destination:
- Your home: After the one year draw period is over and you’re ready to move into your new home, you will have the option to refinance your home.
Building a house takes time, effort, and informed choices. We have tools, calculators, and resources available to help you decide if now is the right time to build! By following our roadmap and surrounding yourself with your friends at United Community Bank, you’ll transform your vision into a reality. Learn more and apply today!