FDIC-Insured - Backed by the full faith and credit of the U.S. GovernmentSpending Limit Increase
United Community Bank is proud to launch a brand new feature to our account holders. If you have a personal debit card, business account, HELOC, or HSA you can now, temporarily for 30 minutes, raise your spending limit to $7,500 dollars.
To set up this service all you have to do is log into Digital Banking or use the UCB App! This new feature will allow people to make a larger purchase with their personal card and not worry about it being declined!
Here is how you do it!
- Log into Digital Banking
- Find and click “Manage Cards” on the menu bar on the left side of the screen.
3. Select the card you would like to increase your limit
4. Select the card and then select “Request Spending Limit Increase”
- Confirm you want to raise the spending limit!
- That is it! Once your 30 minute window is up your spending limit will drop to its original limit:
| Account Type | Original Purchase Limit | ATM Cash Withdrawal Limit |
| Personal Debit | $1000 | $500 |
| Business Debit | $2500 | $500 |
| HELOC | $5000 | – |
| HSA | $1000 | – |
Ready to get started? Download the app!