girl laying on floor using laptop looking at credit card in hand
Linked directly to your UCB checking account, a debit card is a convenient option to make purchases and payments without having to carry cash or write a check.
Our Visa Debit Card is good wherever the Visa® logo is displayed.
Ready to sign up for a checking or savings account with your community bank? Contact us today!
Everywhere Visa is accepted, your UCB debit card is accepted!
If you live locally, we can print you a debit card in minutes at our main location in Perham or at our branch in downtown Frazee. Otherwise it will be available the next day to any of our other locations. Instant Issue is more convenient than waiting for a card to come in the mail, and more secure as you don’t run the risk of it being lost or stolen in the mail.
Need to know which ATMs are fee-free? Visit here and eliminate fees from your life!
Forget swiping, inserting, or handing over your card! In fact, never carry a purse or wallet again! Just use your smartphone! Need help? Sign up for digital banking and get started!
A bank debit card is a great budgeting tool to help you limit your spending to only the money you have now. Cut the chains of credit card debt and switch to the convenience and safety of your bank debit card! In fact, by using a debit card you can now start saving money!
All debit cards have daily purchase and ATM withdrawal limits for your protection. If you have questions about your limits or if you’d like to increase them for a weekend or big purchase, you can do it online or with our mobile app and temporarily for 30 minutes raise your spending limit to $7,500!
All UCB debit cards are now issued with an EMV chip, which provides added security for in-store purchases.
Our systems work 24/7 to detect any unusual debit card activity on your account based on your previous purchase behavior. If fraud is suspected, we will automatically turn your card off and notify you.
Once logged in, go to the Manage Cards tab to instantly turn your debit card on or off, in case you misplace or lose it. Turning your card off only impacts future transactions. If you suspect fraud or theft, please turn your card off and notify us to print you a new card. You can even set a schedule so your card is off every night and on and active again when you wake up!
Once logged in, go to the Manage Alerts tab, click the PLUS sign at the top of the screen, and select Custom to get started.
Business owners can conveniently add cardholders and establish individual limits based on need. Contact a business banker at 218-346-5700 for details.
There could be a number of reasons your transaction is not going through:
If your card has been lost or stolen, give us a call at 218-346-5700 as soon as possible. If it’s after normal business hours, please call 844-202-5333.
If you can’t remember your debit card PIN (4-digit Personal Identification Number), log into digital banking and you can reset online! If you are still having trouble please call us for assistance.
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