couple working on kitchen renovation
Personal Loans
Report Card Lost/Stolen 
Apply for a Mortgage Loan 
Apply for a Personal Loan 
Locations, Appointments, Order Checks
Electronic Forms
Customer PrivacyWhether you need a lake toy, a new car, or help consolidating your debt, we can help. We take the time to learn about you and your situation to find the best personal loan for your needs.
| Best Use | Collateral | Get Started | |
|---|---|---|---|
Checking Plus Credit Line | Best Use Avoid overdrafts and have an extra source of cash with a credit line attached to your checking account. | Collateral Unsecured; may require collateral | Get Started APPLY NOW |
Personal, Installment or Single-Pay Loan | Best Use Debt consolidation, personal needs, or purchase of new and used vehicles or recreational vehicles | Collateral New or used vehicles, recreational, motorcycles, ATVs, snowmobiles, CDs, etc. | Get Started APPLY NOW |
Home Equity Line of Credit | Best Use Use your home's equity to purchase a vehicle, take a vacation, or simply consolidate other bills. learn more here! | Collateral Primary residence, Condo, manufactured home and vacation home | Get Started APPLY NOW |
MN Housing Fix-up Home Improvement Loan | Best Use Great for general home repairs and remodeling, energy efficiency and accessibility improvements. learn more here! | Collateral varies | Get Started APPLY NOW |
Are you looking for other loan products and services?
Home loan, construction, or refinance?
Business or ag loan?
Coffee with a Banker Video Series
Consumer Credit Information
Information accurate as of 3/16/19, and may be subject to change. All loans are subject to credit and underwriting approval. Other terms and conditions may apply.
United Community Bank NMLS 421829
Meet Our Consumer Lenders
Joyce, since 1983
Perham, MN
218-346-9764
NMLS 480587
Meet Joyce
Areas of Expertise: Consumer lending
Favorite Part of My Job: I enjoy working with customers and meeting their financial needs.
Minnesota Picks: snowmobiling, 4-wheeling, camping, and pontooning
Lynea, since 2013
Frazee, MN
218-346-9756
NMLS 1400222
Meet Lynea
Areas of Expertise: Consumer lending
Favorite Part of My Job: Having great coworkers and amazing customers!
Minnesota Picks: Camping with family and friends
Perry, since 1980
Dent, MN
218-346-9774
NMLS 809531
Meet Perry
Areas of Expertise: Lending
Community Involvement: Dent Fire & Rescue, Dent City Council, Dent Lions Club, Dent Community Club
Favorite Part of My Job: Interacting with and helping customers with their financial needs
Minnesota Picks: Golfing and fishing